CHT is not a health insurance company. CHT is a fully self-funded Multiple Employer Welfare Arrangement (MEWA)

CHT is not a health insurance company. CHT is regulated as a MEWA.  In this instance, the MEWA is formed by a trade or professional association (JCC, as defined below), which through a trust instrument (CHT), establishes a health plan, and which is governed by both federal law, through the U.S Department of Labor, and Louisiana state law, through the Louisiana Department of Insurance.

In 2025, with the support of the Jefferson Chamber of Commerce (JSS) and Blue Cross Blue Shield of Louisiana (BCBSLA), we created CHT,  a fully self-funded MEWA. As a MEWA, in order for CHT to offer insurance to its member-employers, the Employee Retirement Income Security Act (ERISA) established that “there must be a bona fide group or associate of employers acting in the interest of its employer-members to provide benefits for their employees.” In the case of CHT, that association is JCC.

If you are business in the state of Louisiana and are not currently a member of the Jefferson Chamber of Commerce, you may apply for membership directly on their website.